AISubs
NMB and Manabu-kun, this time, shut down the waste of money
If you don't know, talk about money
Your house
Did you make a contract with 3 yen?
In addition, are you desperately saving money now?
That may be meaningless
At this time, why don't you think about money?
This time, the special instructor is Mori-Jun, a tax accountant.
He is 22 years old, and he is an elite student in the United States.
Although he looks like an elite student,
he was raised in a poor family.
He dropped out of high school for economic reasons.
It must have been hard for you.
I used to eat grass when I was little.
I was poor.
I didn't have a phone at home.
I didn't have a phone number just because my name was on the phone.
I didn't get a call from school.
So I went to school without knowing it.
That's so sad.
It must have been hard for an idol.
There's a bag in your house.
Wait a minute.
Is that a bird's bag?
It's not a bag. It's a bat.
That's not true at all.
It's a bat.
I don't know what a bat is.
When I put on my clothes, I saw something hanging here.
I thought it was a bat.
Where did you live?
Was it on Halloween?
I don't know.
When we were young, there were times when we copied money.
There was.
Everyone was really poor.
It's a crime to copy money.
I know that, but...
Please be careful.
I know that, but...
Don't you use it?
It's a crime to copy money.
Please be careful.
From the moment it came?
Yes.
Copiers have alarm systems, and if you copy money, you'll be reported. So, the copy machine has an alarm system, and if you copy money, you may be reported.
Copiers have an alarm system, and if you copy money, you may be notified.
Copiers have an alarm system, and if you copy money, you'll be reported.
Only one?
Yuuri, only one. Which one was it?
I put a charm in a fortune-teller.
You don't have other four?
I might lose it if I take it to the insurance office or the inspection office.
I only take it when I really need it.
The receipt is in my wallet.
My parents won't allow me to have it in my wallet.
That's great.
I'll take two.
Saipee only, Saipee and iron, which side? Examination ticket, what should I put in? three.
I'm three. It will increase around here. Four? Four is too many. Five. Everything.
Five Renapyons. There are all. I put it all in for the time being and forget about it.
This check item is something, It's a check for people who hate money.
Which is which?
People with up to two circles are lovey-dovey. It doesn't seem like a waste of money.
3 to 4 people be careful. Money may have a loose side.
and,
Five
be hated
I don't think it's possible for money to hate you when everyone likes you
You said you didn't have a job
It's been a while since you learned to work
really really
But I think money also likes it
But I keep getting hated, I'm super loose and wasting money, the type that runs away
Eh, Kazaichirenakyun
teacher says
It seems that the most important thing about not wasting money is the top point card
Earn points by using your point card
justify the use
However, because there is no point card, it also acts as a deterrent to quitting.
It's not good to always have it
is that so
As an easier method, if you can guess without looking at the amount in your wallet, money will like you.
Now let's talk about money, but are you aware that we're getting close?
Yes, that is the consumption tax increase to 10% that will be implemented in the fall of 2019.
It's only 2 years left! 110 years?
That's right
I feel like I'm going to throw up!
If you spend 10,000 yen, you'll get 10,000 yen!
No way!
There are more things to be careful about
We have to think about how to spend money
We have to think about what to do
That's right
You have to know how to spend money!
From now on, the probability of reducing waste with the two knowledge you will learn will increase.
What kind of knowledge is this?
You have to know how to spend money!
There are many sales techniques to make money.
I think it's often said that you buy things you don't need without knowing.
By knowing various techniques, you can reduce the cost of waste by standing in the opposite position.
I see.
The first technique is money.
This is a story when you go to a good restaurant.
Which course do you choose?
10,000 yen course, 7,500 yen course, 5,000 yen course.
5,000 yen course, 7,500 yen course, 7,500 yen course.
10,000 yen.
10,000 yen is not there.
What do you know?
There is a selling technique.
You are forced to buy the law of double consumption. sir, what is this?
When people have three choices, they tend to choose the middle one.
Even now, 7500 yen was too much.
The reason is that I don't want to price expensive things. I don't want to make a mistake with a cheap one.
I tend to choose the middle one out of a feeling of urgency.
There is also a ratio, 20% of people choose the top one to wait for, and about 50% in the middle.
It is said that about 30% of people choose the lowest fate.
I really don't think so.
Well, it was almost 7500 yen now.
Even the shop owners know this. Yes, in this case, the middle one is the one with the highest profit margin,
I often put profitable products on that shop side.
So the store is doing this on purpose?
That's right. Even if you know that you won't get 10,000 yen, or even if you know that you won't get a lot of orders, there are a lot of cases where they are preparing for it.
Damn it!
Shazuke, if you only have 5,000 yen and 7,500 yen, the number of people who ask for 5,000 yen will increase.
That's right.
That's amazing.
7,500 yen is a lot of money.
How do you damage the store?
That's the idea, but you don't have to damage it. You just have to be satisfied with it.
The next selling technique is this.
You are asked to cooperate with the survey in the city, and you are going to cooperate.
Please answer with a loud voice if you are going to answer the question.
OK?
First of all, are you interested in dieting?
Yes!
And if there is a way to easily lose weight, do you want to try it?
Yes!
And the third one. Is it easy to lose weight just by drinking one bottle a day?
Yes!
Now, you have answered this, but teacher, what does this mean?
At this point, almost everyone buys it.
You buy it.
There is a sales technique hidden in this, but here it is.
For example, even if you are walking in the city and suddenly asked to buy this diet product, everyone will not buy it, right?
If you suddenly say something, it will be strange.
But if you answer the questionnaire, the first hurdle will be lowered.
Then, I don't want to lie to my own words that I have said yes, so I want to have consistency, so I have this truth that I have to say yes.
Last time, I was deceived.
What?
I was deceived?
I was on the site of Nightbrothers, and there were a lot of questions there.
Like, yes or no.
And if it was as I thought, it was connected to the place where I bought it, and there were a lot of comments about the effect.
I thought it was amazing, so I bought it.
When did you buy it?
A little while ago. I've already put it on now.
But it didn't get bigger.
It certainly doesn't look like it's working.
Hey!
There's a reason.
In addition, I wonder if there is such an experience in the interior of a real estate agency.
Let's say that the rent you want is 60,000 yen.
If it's a 60,000 yen house, please assume that you're thinking about it.
First of all, the room is not coming out, but everything is ideal, and the size of the bathroom, the size of the room, everything is perfect, but it's 75,000 yen.
If it's 60,000 yen, 75,000 yen won't come out, but everything is ideal, and the size of the room is 75,000 yen.
And the next question is, did you hear the hope?
dirty property. Even the rent is 45,000 yen. And the third one.
I wonder if it's within the permissible range. It's like a floor plan. If you go to see it in this order, aren't you somehow contracted for the third one? Everyone. I will for sure. Yes Yes. This is also a sales technique lurking. here. It's a sales technique called the anchoring effect. Sensei, what kind of thing is this? Anchoring, anchoring means anger, so please think of it as planting an impression in your brain. The 75,000 yen item and the good impression I got from the first item
Everyone should be in your head. After that, the second slightly dirty one.
There is this contrast that I saw, and after that, even if it's a little higher than I thought , it looks like a very good deal.
That's why 3 cases are the most common for real estate previews, so everyone decides on the 3rd case.
There is. That's why, even though I was talking about the price, the first one said something like "It's a little expensive" . What are you doing?
If you show me the 63,000 yen price first, I'll calmly think, "Well, isn't it a little cheaper?" I thought it was 60,000 yen at first.
However, the image goes up by putting that 75,000 yen.
After all, it's this price, but it's a little expensive.
That's right.
But I think it's okay if the person himself is convinced.
That's right. However, after knowing that there are such sales methods, I hope that everyone will be able to think about what they really need and what they need before shopping.
Money knowledge Next, let's look at the limits of things
First of all, coffee at a coffee shop is about 300 yen for one cup
Cheaper one
The current price is about 30 to 60 yen
One cup of coffee
Let's take a look at the menu at once
Shortcake is so cheap
There is a strawberry on it
Sanjuice is very cheap
5 yen
I drink 3 to 4 minutes a day at meetings
You can sell a lot in one day
It's very profitable
You can buy a cake for 2,000 to 3,000 yen
A whole cake is about 250 yen at the current price
If you buy the ingredients yourself and make it yourself, you can make something good
I would like you to choose one of those things
And finally, jewels
The current price of a jewel of about 300,000 yen is 10,000 yen
Really?
My engagement ring was 270,000 yen
Cheap
Don't say it's cheap
The current price is 270,000 yen, so it's about 8,000 yen
Did you have a diamond ring?
I have
It was just a ring
I have a carat
How many carats?
0.3 carats
Not much
Sand?
It's not sand
It's a diamond
It's an orange carat
3 carats is expensive
I can't eat carats
I used to sell it at a confectionery shop
It's like this, right?
This is all
It's not that I'm addicted to it, but after all it will be expensive to lower it. Many people touch the product, and it costs a lot of money to advertise it.
For example, by knowing the limits, you will not buy tea, but you will think that you will bring it from tomorrow.
Is there a child who brings tea by himself in a lesson?
Oh, great! Great! Ayan and Marina.
Ayan has a water bottle. It's a little embarrassing to bring a water bottle as a man, but I think it's like a teacher.
No, I don't think that's the case. I think I know the limit and prepare it myself and think about it.
Ok, So isha is okay with that kind of guy.
Why don't you go home?
We were having a date and something is on me and I said, little water bottle...
I say, drink it...
Yeah, yeah, yeah...
It's not that bad
Water bottle.
The next lecture, can make Hillary raise her hand if I was not wrong!
Final warning.
Don't waste your money!
It seems that there is a terrible waste that falls on anyone in the world.
This is your favorite bill, Vivobarai!
Can you tell me about this?
Vivobarai is a method of paying monthly.
It's like a loan.
I think it's a card that's convenient, but the interest rate is 25%.
If you borrow 100,000 yen, the interest rate will increase.
If you borrow 3,000 yen each, it will take many years.
So, while it takes many years, the interest rate will increase.
The amount of money you return will increase.
For example, if you keep borrowing money for two years, the interest rate will decrease by 20,000 yen in 100,000 yen.
In that case, is it better to buy at once?
Of course, buying at once is the best.
However, if you don't have enough money, you can't buy at once.
There is a bonus one-time payment method that can be used for those who don't have a bonus.
In addition, there is a two-time payment method that can be used for those who don't have a bonus.
If you don't have enough money, you can't buy at once.
Do you want to try ribbon-washing once?
I can do it once.
In addition, there is something that Mori sensei wants to say.
This is...
The first-come, first-served is 〇〇〇〇.
Really?
Why is that?
Now, the principal of the bank is 〇〇〇〇 percent.
That is the basic.
What does that mean?
If you think about it, I left 100 million yen.
How much do you think it will be in one year?
〇〇〇〇 percent.
〇〇〇 percent.
○○○ game commute the
〇〇〇 ť floor
But now it's not like that anymore.
〇〇〇
But it's better to have some savings.
〇〇〇
Everyone has savings, right?
Although 〇〇〇
It's not a problem in the future.
Although 〇〇〇
For example, when there is an inflow.
〇〇 sera
Although 〇〇〇
〇〇
When the value of your money has decreased.
If you have savings, it will be a risk.
I want you to know that savings can also be a risk.
Inflation means that the value of money decreases and the price of things rises.
On the contrary, it is called deflation that the value of money rises.
It is said that the country may collapse due to inflation.
There is a country called Zimbabwe.
It was originally the easiest place to live in Africa.
However, the value of money has decreased since a few years ago, and it has become like this.
What is this?
How much is this?
It will be 100 billion.
100 billion Zimbabwe.
It looks like a big amount of money.
There are a lot of zeros lined up.
100 billion Zimbabwe dollars.
You should be told to do it.
You can play and live.
It has a number zero.
This is what you can buy.
3 raw eggs.
There are three raw eggs.
Three?
Only three?
If you leave it alone, it will be a big deal.
Even if you have a Jinbabue, you can only buy three raw eggs.
That's right.
Originally, if you say 1,000 billion Jinbabue, it's a great amount of money and a wealthy person.
As the value of the coin gradually decreases, the value of what you have decreases.
There is a fear that it will become three raw eggs.
What should I do? This is the recommendation of Mr. Mori.
Defeat your own skill-up.
Teacher, what does this mean?
There is a 10,000 yen bill, right?
How much is it?
You make a 10,000 yen bill?
About 5 yen.
It's close. You can make it for about 20 yen.
So I think it's best to add skills to yourself.
It means you're going to increase your own value, right?
It's not safe to have money, but it's best to be able to make money.
Now, let's announce the winner of this week's KASHIKO was good, but not good at all.
It's a punishment game where you have to write a reward or a punishment.
Let me announce the winner.
This week's KASHIKO is...
Ayan!
I'm glad.
She is making tea.
But Yamarina is also making tea.
Yamarina is a little self-righteous.
And the winner of this week's KASHIKO is...
Huccho!
And Lena Pion!
I see, I see.
What's wrong with you two?
Fu-chan has a bat on her head.
And Lena Pion is addicted to all kinds of things.
She hates money, so she's an idiot.
This time, the two of you are going to do a quiz battle royale.
A quiz?
Today's theme is a quiz about money.
The one with the most correct answers wins.
The one who loses is the idiot of the day.
I'll do my best.
The first question.
Fukuzawa Yukichi wins 10,000 yen.
What is the thousand yen bill?
Please answer.
I do not know.
Is it a joke?
There is no way to write your face.
I did.
So let's open it together.
Fu-chan
Mori Hitoshi
Lena Pion
Higuchi Goroh
It's crazy.
What is this character? I have never seen such a character.
But it's like this.
What?
No. The correct answer is Nobutsu Hideo.
That's why he's called Higuchi Goro, isn't it?
So I don't know, but
Goro came out of Hideo Noguchi's Noguchi
and Higuchi Ichiyoka came out of Higuchi Ichiyoka's 5,000 yen bill
Higuchi Ichiyoka
I can't explain at all about Fuu-chan's Mori Hitoshi
Mori Hitoshi-san
I wonder where it came from
Question 2
How much is the U.S. dollar?
The U.K. dollar is...
Yes, yes, yes, I know it.
Please write it down.
I have no confidence in this.
I don't know.
Open!
Puu-chan!
Euro!
I've heard of it.
Nelepion!
Pay!
What's that?
Pay!
The answer is...
I don't know.
Honda!
What?
Who is it?
Both of you...
This is embarrassing.
This is not over.
The last question.
Question 3.
Write money in English.
Let's do it quickly.
Puu-chan, you got it.
Puu-chan.
M-O-N-E-Y?
E-Y.
Money!
Correct!
It's completely different.
Baka-ko, you got it right.
I'm glad.
Baka-ko will have a penalty game after this.
Please go quickly.
I'm sad.
Please go quickly.
A dangerous creature that goes beyond the sun has landed.
At the end, the heart explodes and dies.
Explosion? Explosion?
That creature came to Japan from an unexpected failure.
What are you doing?
Actually, I'm going to do that.
Shrimp?
Watch out! Watch out!