AISubs v3.7
Gakeppuchi Kyoyo Variety AKB One Up Academy!
It's a shame to save money in the bank.
What do you think money is?
It doesn't betray you.
Wow!
If you had 100 million yen, it would be about 2,000 yen.
What?!
No.
What?! No way! No way! No way!
Hello, everyone.
I'm your host, Mayumi Nagato.
Yes.
This show invites celebrities who are active in various genres.
It's a Kyoyo Variety to improve our idol power.
In the last episode, we talked about tips for talking in a way people like.
It was well-received by adults.
It's the second episode of the series!
Wow!
And today's students are these people!
Yes!
Please introduce yourselves, starting with Orin-chan.
Yes! Doggy, cat, Orin-chan!
I'm Muto Orin. Nice to meet you!
I'm Mayu Masai. I'm a 17th grader. Nice to meet you!
I'm Moho Pyonko. Nice to meet you!
I'm Yumi Osaka. I'm a 18th grader. Nice to meet you!
What we are going to learn today is...
The theme of the second class is...
Money!
Wow!
That's a unique voice!
Money eats you up!
This time, we have...
Orin and Masa, who are interested in investing.
And...
Maho and Memi, who love money but only spend it if we have it...
and don't think about anything in particular...
came as the four of us!
- Yes! - Yes.
- That's right... - That's right, isn't it?
And Orin-chan...
- She really talked about me a lot... - With Tom-san...
- I also do investment advice and such. - Wow!
- How long have you been doing it? - I've been doing it since I was a junior.
- For the first 5 or 4 years? - 4 or 5 years, I think.
- Wow! - Wow!
- What about you, Masa-chan? - Recently at school, I learned a lot about finance, investment advice and so on...
- I was just starting to get interested in it, but I didn't know what I should study...
- So I want to learn a lot and go home today. - That's a good opportunity.
- I have an episode with Maho-chan... - What is it?
- She really spends as much money as she can... - Why?
- We went to do Gacha-gacha together. - Oh...
- Gacha-gacha is about 1,000 yen even if you spend it, right? - Oh...
- Even if it's about 300 yen per time... - Oh...
- When I realized it, I was in front of the exchange machine and kept doing it until I got what I wanted. - You still do Gacha-gacha, don't you?
- I've never seen anyone spend that much money on Gacha-gacha. - You can spend 10,000 yen on Gacha-gacha.
- Wow! - That's crazy!
- You can buy a big tote bag full of Gacha-gacha. - That's right!
- Mr. Oomori, you look like me... - Oh!
- When I had random goods, I invested a lot... - Oh!
- You don't have to say it!
- Yes, well...
- I'd like you to do a psychological test here.
- Okay.
It's either an expense-type or a contract-type.
An acquaintance of mine gave me a lot of apples.
You can't eat all of them.
What would you do with a lot of apples?
That's the psychological test.
Have you decided?
Huh?
Were you watching?
You've decided even before I gave you the answer!
No, no, no.
A. Give it to your neighbor.
B. Put it in a mixer and make it into juice.
C. Boil it and make it into a jam and save it.
D. Make it into an apple pie and serve it to your friends.
Wait, wait, wait.
What's the difference between A and D?
Is it an apple or apple pie?
Why do we have to add something?
If you don't have a choice here...
Please choose from here.
It's a psychological test.
No way!
Q. Which of the following would you choose to save money?
I will answer "C" first.
"C", boil it, make jam and save it.
The person who chose "C" is someone who has a contract and can manage money well.
However, for the first time in a long time, people around you may put "kechi" and "letter" on you.
"D", make an apple pie and treat it like a friend.
Since you are facing money with a positive attitude,
you are someone who is easy to be attracted to money.
If you want someone to be happy about you, you may spend more money on others than you do on yourself.
- That's wonderful. - Isn't it?
- That's wonderful. - Just by making an apple pie?
Just by making an apple pie...
- Then, you chose "A", which is your neighbor. - I think it's a good result.
- You have a strong habit of spending money. - What?
- No way! - I believed you!
If you have a sudden desire to buy something, you may not think about it and you may not be good at selling things.
People who are aware of the sense of donation and there is a big gap in reality.
People who chose "make juice with a mixer" are people who don't have enough money even if they save money.
People who are not good at dealing with money and at the same time are addicted to money.
Is it correct?
No, it's not.
It's not correct.
Okay, let's call our teacher for today.
Thank you, teacher.
Thank you.
Wow, teacher.
I thought a strong teacher would come.
I took off my hood.
Thank you.
I took off my hood.
Thank you.
The teacher of this class, Ms. Sasa Keigo, is a former national tax office employee and currently a tax accountant on TikTok.
In addition, last year, she sold books in Tsutaya, which has the largest bookstores in Japan, with the joint publisher SUBARU.
She won the Japanese Business Award for Newcomer and sold books in Tsutaya, which has the largest bookstores in Japan, for as much as one yen.
She is also a money specialist chosen for her work.
Thank you.
That's amazing.
That's right.
Do you know anything about money?
Well, almost.
Wow.
Almost.
So, let's get started. You like money, don't you?
Yes, we do.
What do you think money is?
Ms. Sako?
Money doesn't betray you.
Wow!
Money.
It's a famous saying.
It's correct.
Ms. Omori, what do you think about this?
Money is...
How should I put it?
Something you use.
Yes.
It doesn't betray you.
It's also correct.
Wow.
So, since it's a value sense, I think it's okay to say that money is different for everyone.
So, I'd like to see how you spend your one month's money.
Wow.
So, today, I asked everyone to write down how they spend their one month's money in a circle graph.
I'll show you my flip first.
1
2
3
I...
Ta-dah! It's like this!
It's food, isn't it?
Food and savings.
Oh, you save a lot.
For beauty, I buy make-up tools.
And I also save money on apps.
I save money on my mobile phone.
I see! You save a lot of money, don't you?
Yes, I do.
I save money...
I save money in the bank,
and I also save millions of yen
in another place
Oh, you save millions of yen in another place...
I see, I see! Do you save like you've just saved up?
Yes, like you've just saved up!
Oh, that's great! I think it's wonderful! Thank you very much!
Thank you very much!
My house is like this.
For beauty, I buy food,
and I also save money on apps.
I like anime quite a lot,
and I also have card game goods.
Since I go to college,
I also have textbooks,
and I also save money on my subscription and other hobbies.
I also save money on savings,
and I also save money on investing.
That's great!
I think it's wonderful that you invest properly.
I invest every day.
Do you invest every day?
Yes, I do.
Oh, that's wonderful!
Well, I have half of my food expenses.
Then, clothes, cosmetics and consumables.
Oh, consumables.
And finally, payment.
Salary!
This is my subscription and if my mom accepts my loan, I pay for it.
I see, I see.
The expression is funny, isn't it?
Like, "clothes" is funny, isn't it?
Oh, but I don't buy clothes, but pajamas.
Oh, why? What do you mean?
Well, I need a lot of pajamas.
One is enough!
Do you buy pajamas every day even in winter?
I do, every day.
Oh, that's great!
Pajamas motivate me a lot.
Oh, I see.
When I go to work in the morning, I can put on pajamas and work hard.
Oh, that's great!
I've never met anyone like you in my life!
This is me.
Ta-dah!
This is awesome.
This is awesome, isn't it?
Most of my food is Otakatsu goods and this is my meal.
This is awesome, isn't it?
Sometimes I put up with my meal to buy Otakatsu goods.
Oh, I see.
I even buy Otakatsu goods for my meal.
I also collaborate with Uehaas.
I've been living with Uehaas for a month.
Oh, that's great!
I don't save money, but...
You've never saved money, have you?
No, I haven't.
Because you never know when you're going to die.
You're human.
You're alive now!
Ta-dah!
Oh!
Oh, but it's amazing!
I'm scared.
It's a fortune-telling, but I went three times this month.
What!?
What are you so lost about!?
What do you do three times a month!?
Life and my luck in 2024,
and what I really want to do well on this day,
and fortune-telling subscripts.
Wow!
Is it going well, thanks to that?
Oh, it's not.
It's not going well.
It's not working at all.
It's not good.
This is a little heavy.
It's a little heavy.
What are the two?
I added it at the end.
Oh, you added it a little.
It's like I wrote "food expenses" because I didn't feel like it anymore.
Teacher, how has everyone's engraph been so far?
Well...
There's only one survivor, isn't there?
What!?
Only one!?
That's correct.
That's correct, but
it's a little tough with words.
What!?
It's tough with words.
We talked about apples earlier, didn't we?
Yes.
Didn't you feel like it was correct?
I did.
It's the same with money, but it's the same with apples, too.
It's how you use it.
You can make it more valuable and jam it.
You can make apple pie more expensive and sell it.
I see.
It's how you use it.
You can also increase money with money.
It's how you use money, too.
Then...
Teacher Sasa...
Yes.
I think everyone basically knows how to leave money in the bank and increase money,
but is this okay?
Some of it is okay and many of it is incorrect.
In the past, it was okay, but it was a little expensive.
You save money and get interest.
You get money with time and plan.
This interest used to be 6% a year in the past.
But now it's only 10% a year.
How much is it?
I can't even calculate it.
I don't know anything.
Orin-chan.
6% of 100 million yen is...
It's difficult, isn't it?
It came up right away, but...
It's 6 million yen.
6 million!?
How much do you think it is now?
This is Maho-chan.
3.
It's like it's half.
I don't know.
I don't know at all.
The number is a little NG.
The number is here.
0.02%.
Wow!
It's almost zero.
So it's a waste of money to save in the bank.
So if you want to save money...
If you want to save money...
Invest.
This is it.
Invest.
You're a wise man, aren't you?
Wise man...
You said it yourself.
Anyone can say it.
Thank you very much.
So...
I don't think it was important for you to say "investment".
What kind of investment?
How about you, Sako-san?
Sako-san, did you know it now?
Didn't you feel like I was right?
I felt like you were right.
Do you think I know it?
I thought you didn't know it.
How about you, Maho-chan?
Investment?
Like a shareholder's equity rights.
Have you seen it before?
In a shop...
No, it's wonderful.
It's exactly like that.
You buy a company's shares and invest money in it.
You get equity rights for that.
If you entrust money and go back to yourself, does gambling also become an investment?
Yes, it does. In that sense, it's an investment.
But it seems like you're not good at managing things.
That's right.
There's a possibility of losing.
That's true.
There's a possibility of losing, but there's a bad probability.
It's a gamble.
But it's also an investment.
How about you, Orin-chan?
You also invest, don't you?
I invest in new stocks and FX.
Oh, that's right.
FX.
It's a foreign exchange.
It's a foreign exchange with money.
You know what I mean, right?
I don't know what a foreign exchange is.
It's like a foreign exchange came out.
I don't know what a foreign exchange is.
That's right.
But it's exactly like that.
Investments. There are many things, right?
FX, which is not listed, is a foreign exchange transaction.
For example, like selling Japanese yen and buying US dollars,
it's a transaction where you exchange a country's currency for another country's currency.
As for gambling and pachinko, I think it's correct in terms of how you spend money.
For example, if you buy expensive goods, like idol goods or manga goods,
you spend a lot of money and when you get a premium, you sell it at a high price.
This is also an investment.
Paintings and paintings that people who passed away in the past painted will definitely increase in value, right?
Yes.
That's also an investment.
Idol goods may become something.
That's right.
My goods room is overflowing with goods.
People around me call it a "trash room," but all I can see is a treasure mountain.
It's all really valuable.
It's a treasure for me.
That's right.
Yes.
There are people who like me because of the goods I bought or because of the anime I like.
I can talk about it in a talk or something like that, and it's also connected to my profits.
And where does the money go?
The money is my goods.
The goods I want.
Then invest in it.
Whether it's profits, money, or goods.
If you buy this with your sister's order, you'll get it for free.
There will come a time when you can't work.
Do your best to work! If you don't have a job yet.